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Many people think Roth IRAs are only for those early in their career before their peak-earning years. I couldn't disagree more. If you're at the tail end of your working years and have never opened a Roth IRA, don't worry! In this video, I'll explain why it's not too late to start a Roth IRA, and how you can still reap the rewards in the long run if the numbers make sense. Assumptions: Example in the video assumes a 6.6% annual rate of return and that taxes for Roth conversions are paid from bank accounts or brokerage accounts, not from the IRA conversion amount. If you're wondering how a Roth IRA fits into your retirement plan, schedule a free consultation with us at https://www.sparkwealthadvisors.com/c... Subscribe to stay up to date on the latest videos! *This content is educational and not tax, legal, or investment advice*