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You used to buy products; now you rent access. From software and movies to your own car’s heated seats, the global economy is shifting toward a model called "Rent-Seeking." Today, we expose the "Subscription Trap" and the math of why the average person is losing over $700,000 in future wealth just to maintain access to their own lives. Learn how to opt out of the rental lifestyle and reclaim the power of ownership. 👉 Subscribe to the Friendly Finance Guy for more simple math that helps you win the game of money. #subscriptiontrap #rentseeking #ownership #personalfinance #financialeducation #moneymistakes #budgeting #wealthbuilding #financialindependence #BMW #Adobe #moneymath2026 ⚠️ LEGAL DISCLAIMER & FINANCIAL RESPONSIBILITY I am not a financial advisor, certified financial planner (CFP), licensed investment professional, or tax attorney. The content presented on the Friendly Finance Guy channel is for educational and entertainment purposes only. The information shared here does not constitute financial, investment, legal, or tax advice. Every individual's financial situation is unique, and the strategies discussed in this video may not be appropriate for your specific circumstances. The calculations, projections, and hypothetical scenarios presented are intended solely for illustrative purposes. Actual investment returns, inflation rates, and savings outcomes vary significantly based on market conditions and individual behavior. Past performance of any financial strategy or asset class is never a guarantee of future results. Any discussion of the stock market or financial products involves inherent risk, including the potential loss of your entire principal. Before making any significant financial decisions, changing your investment strategy, or taking action based on the content of this video, it is essential that you conduct your own thorough due diligence. You should consult with qualified, licensed professionals, such as a certified financial advisor or tax professional, who can provide personalized guidance tailored to your specific goals and risk tolerance. By watching this video, you agree that I am not responsible for any financial losses, damages, or unintended consequences that may result from the use of the information shared. Mentioning Adobe, Microsoft, BMW, or other subscription services is for educational purposes only and does not constitute an official endorsement, partnership, or recommendation.