The "Foreign Pension" Audit: Why E-Filing Fails Without a US EIN (Form 4852 Fix) скачать в хорошем качестве

The "Foreign Pension" Audit: Why E-Filing Fails Without a US EIN (Form 4852 Fix)

You have a pension from the UK, Germany, or Australia. You try to e-file your US tax return. The software demands a 9-digit "Employer Identification Number" (EIN) for your foreign plan. Your plan doesn't have one. You are stuck. If you take the easy route and list it as "Other Income," you fall into the "State Tax Trap," potentially losing thousands of dollars in state pension exclusions. As The Finance Observer, I’ve performed a forensic review of the IRS E-File protocols and the "Substitute Form" mechanism. In this video, we dissect the "Digital Wall" (why software blocks valid foreign pensions), the "Form 4852 Solution" (creating a stand-in for the 1099-R), and the specific "Placeholder Strategy" to bypass the error message without breaking the law. 🔴 SUBSCRIBE FOR WEEKLY FINANCIAL DEFENSE: Protect your retirement from corporate erosion and hidden tax traps.    / @the-finance-observer   FORENSIC BREAKDOWN: 0:00 The "Digital Wall": Why Tax Software demands an EIN that doesn't exist 1:20 The "Law vs. Tech" Audit: Worldwide Income Rules vs. US-Centric Software 2:10 The "Classification" Rule: Why Pensions are "Unearned Income" (No FEIE allowed) 2:45 The Fork in the Road: "Other Income" (Line 8) vs. "Pension Income" (Line 5) 3:30 The "State Tax Trap": Why listing it as "Other Income" kills your State Tax Breaks 4:25 The Solution: Form 4852 (Substitute for Form 1099-R) 5:00 The "E-File Hack": Using "All Nines" as a placeholder EIN (when to do it) 5:50 The Treaty Exception: Form 8833 for tax-free lump sums (UK 25% Rule) 6:15 The "Asset" Audit: FBAR (FinCEN 114) & FATCA (Form 8938) reporting limits 6:50 The Final Check: Ensuring consistency between income (1040) and assets (FBAR) DISCLAIMER: I am The Finance Observer. This content is for educational purposes only. Reporting foreign pensions involves complex treaty positions (Form 8833) and substitute forms (Form 4852); always consult a qualified International Tax CPA to review your specific filing method.