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Retirement Spending Isn’t What You Expect

Retirement spending rarely follows a straight line. Most people expect their expenses to stay predictable, but real life in retirement looks very different. In this video, I explain why retirement spending often surprises people and how common assumptions can lead to unnecessary stress or poor decisions. We talk about how spending tends to change over time, why early retirement years often look very different than later years, and why planning for income is not the same as planning for account values. This video is not about rules of thumb or one size fits all strategies.It is about understanding how retirement actually works so you can plan with more confidence and fewer surprises. If you are approaching retirement or already retired and want a clearer way to think about spending and income, this video will help. Learn more at https://www.lovstedwealth.com/ Disclosure: This content is for informational and educational purposes only and is not individualized investment, tax, legal, or insurance advice. Viewing this video does not create an advisory or client relationship. Advisory services are offered through CreativeOne Wealth, LLC, an SEC-registered investment adviser. Lovsted Wealth and CreativeOne Wealth are unaffiliated entities. Investing involves risk, including the possible loss of principal. Always consult your own financial, tax, legal, or insurance professional regarding your specific situation.