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Credit cards can be good and they can be bad. But if you use them for ther right reasons and in the right way you can avoid costly mistakes. This video takes you through my top cards for 2022, including the best reward and cashback cards to make money, the best purchase and travel cards to save money, the best balance and money transfer cards to clear debts and the best new cards to build your credit score. #creditcards #buildcredit #cashback MORE Chase Bank debit card review • Chase Bank UK review: How to earn 1%... Best American Express credit cards • American Express UK: Which card is best? Balance Transfer credit cards explained • Balance Transfer credit cards explain... Best first time credit cards • The best first time credit cards for ... S U B S C R I B E / @becleverwithyourcash N E W S L E T T E R - https://becleverwithyourcash.com/news... (You'll also get a free Quidco bonus for signing up) T W I T T E R - / andyclevercash I N S T A G R A M - / andyclevercash F A C E B O O K C O M M U N I T Y - / 2661970707423383 B L O G - https://becleverwithyourcash.com 00:00 Why have a credit card 00:45 How to apply for a credit card 02:13 Credit card rules 03:40 Reward & Cashback credit cards 08:16 Travel credit cards 09:16 0% Purchase credit cards 11:25 0% Balance Transfer credit cards 13:29 0% Money Transfer credit cards 14:29 Credit Building credit cards A B O U T A N D Y Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com. DISCLAIMER Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.