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Does your high salary vanish before the month ends? It might be a lack of Barakah or the trap of Lifestyle Inflation. In this video, we explain why you feel broke despite earning well and how to escape the EMI trap... Your parents earned ₹20,000 but smiled daily. You earn ₹1 Lakh but stress nightly. What changed? The answer isn't in your salary slip—it's in the trap of EMI and modern debt culture that our parents avoided. In this video, we travel back to 1985 to uncover the financial secret your parents knew: Save First, Buy Later. Discover how the "Buy Now, Pay Later" culture is actually an illusion of wealth that steals your peace of mind and leads to what the Prophet Muhammad ﷺ warned us about. 🌙 Islamic References in this Video: Sahih Bukhari 2397: The Prophet's ﷺ daily dua against debt and its consequences (lying and breaking promises). Surah Al-Baqarah (2:278-279): The severe warning from Allah against interest (Riba) and debt. 💡 You Will Learn: Why higher salaries are leading to higher stress. The psychological trap of "Zero Down Payment" and EMIs. How to reclaim the "Barakah" (blessing) in your money. The simple Islamic formula for financial peace. ⚠️ Are you trapped in debt? Don't miss my next video where I share the "Islamic 3-Step Plan to Become Debt-Free." SUBSCRIBE & Turn on Notifications 🔔 so you don't miss it! About Muslims & Money: Your trusted guide to halal investing, Islamic finance, and smart money management! We make complex topics simple with stick animations. #IslamicFinance #EMI #DebtFree #MuslimsAndMoney #Riba #HalalInvesting #FinancialFreedom Disclaimer: 1. This video was created with significant human involvement throughout the entire production process. While AI tools were used to assist in generating certain elements — such as voice narration and visual assets — all creative decisions, including concept development, scriptwriting, visual selection, audio integration, editing, and scene planning, were carried out manually by the channel owner. The script is fully original and crafted specifically for this channel’s audience. To meet YouTube’s requirements for human presence, a closing message has been recorded in the creator’s own voice to reinforce human contribution. This content is transformative and educational in nature, and every video on this channel is custom-made with a unique structure and purpose. The creator ensures that all elements are either self-directed, custom-generated, or properly licensed, and that the final product meets YouTube’s standards for original, monetizable content. 2. The information provided in this video is for general educational purposes only and is not intended as financial or religious advice. I am not a qualified Islamic finance scholar or financial advisor. Views shared here are based on publicly available information and personal understanding. Please consult a trusted Islamic scholar and a licensed financial advisor before making any investment decisions. Every individual's situation is different, and it is important to perform your own due diligence and seek professional guidance. Investing carries risks, and you are solely responsible for your financial decisions.