IUL Risk Exposed! Building Your Reliable IBC Foundation скачать в хорошем качестве

IUL Risk Exposed! Building Your Reliable IBC Foundation

If you’re exploring Whole Life vs Universal Life (UL, IUL, VUL) for Infinite Banking, this episode provides the clarity Nelson Nash intended. David Stearns and James Neathery of the Nelson Nash Institute (NNI) explain why dividend-paying Whole Life is the only structure Nelson Nash recommended to support the Infinite Banking Concept (IBC) over a lifetime. You’ll learn: How Universal Life shifts performance and longevity risk to the policyholder Why the Cost of Insurance (COI) rises over time, threatening long-term viability The difference between illustration-based planning and contractual guarantees Why Whole Life’s cash value is guaranteed to equal the face amount by age 100/120 How mutuality, dividends, and non-forfeiture options create reliable long-term capital This video also highlights the historical evolution of life insurance—demutualization, 1980s product design, and industry pressures—and how Austrian economic principles shaped Nelson Nash’s long-range banking philosophy. By the end, you’ll understand why IBC works only with Whole Life and why any product dependent on projections or rising costs undermines the core principles of becoming your own banker. 📺 Watch This Next ►    • A Deeper Look Into The Infinite Banking Co...   📌 SUBSCRIBE TO NELSON NASH INSTITUTE ON YOUTUBE 📌 👉    / @nelsonnashinstitute   📚 Dive into these Valuable Resources 👇 📖 Nelson Nash's "Becoming Your Own Banker" Book 👉 https://infinitebanking.org/product/b... 📚 Becoming Your Own Banker + Building Your Warehouse of Wealth Combo 👉 https://infinitebanking.org/product/b... 🤔 ABOUT NELSON NASH INSTITUTE 😃 The Nelson Nash Institute is dedicated to the ideas of Nelson Nash, the founder of the Infinite Banking Concept (IBC). Nash's work is based on Austrian economics, emphasizing individual liberty, sound money, and limited government. The institute educates both the general public and financial professionals about the theory and application of life insurance, particularly whole life insurance. We promote the use of whole life insurance as a key tool for implementing the Infinite Banking Concept. This concept involves using permanent whole life insurance policies as a way to manage cash flow, essentially creating a privatized banking system. The aim is for individuals and businesses to recapture interest that would traditionally be paid to financial institutions, thereby maintaining control and access to funds while achieving consistent long-term growth. The institute offers educational programs, including the IBC Practitioner’s Program, which trains financial professionals, including life insurance agents, CPAs, and attorneys, on how to structure whole life insurance policies for their clients to function as banking policies. The focus is not on "investing in" life insurance, but on using it as a cash-flow management vehicle to achieve financial goals. © 2025 Nelson Nash Institute. All rights reserved. Content, audio, video, and materials about the Nelson Nash Institute and related subjects, available on our platforms, are designed for educational purposes. They do not substitute legal, financial, or professional advice. Laws and practices vary, so consult experts for personalized guidance. Each illustration is unique; individual results vary. Specific advice fits unique circumstances. We care about accuracy but don't assume liability for errors. The mention of deposits refers to premium payments. #NelsonNashInstitute #InfiniteBankingConcept