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What does it really mean to plan financially? Is financial planning only for the rich, the corporate, and the highly educated — or is it a discipline every person must intentionally practice? In this session of FINANCIAL VIBES*, we explore *Financial Planning as both a practical life skill and a spiritual responsibility. This conversation goes beyond budgets and spreadsheets to examine *mindset, discipline, purpose, and stewardship*. We discuss: What financial planning truly means Why most people live without a plan — and the cost of that The difference between earning money and managing money Planning vs. anxiety: where trust in God fits Biblical wisdom on preparation, stewardship, and foresight Short-term survival vs. long-term strategy How goals, discipline, and consistency shape financial destiny Common financial traps that sabotage planning This is not a prosperity message. It is a *wisdom conversation* about building stability, responsibility, and intentional financial lives. Whether you earn little or much, financial planning is not optional — it is foundational. 📖 Key Scriptures: Proverbs 6:6–8; Proverbs 21:5; Luke 14:28; 1 Timothy 6:6–10 Questioning to Believe. Believing to Live. Practical faith for everyday financial decisions.