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https://www.hometownstation.com/podca... The Real Estate Fix With Rich Szerman –Zombie Loans and How To Fight Them – May 3, 2024 On today’s show, your host and real estate expert Rich Szerman talks about zombie mortgages and how to fight them. On of Rich’s specialties is foreclosure relief which his office offers for free. He says he has been seeing an increase in zombie mortgages lately. A zombie mortgage is one that the homeowner believed to be discharged only to find that years later, sometimes decades, the bank that owns the mortgage demands payment in full, including interest. Homeowners are left with a massive unexpected payment, taking from their equity in their home in order to pay this loan. California is the only state in the country that allows a zombie mortgage to return with a statute of limitations at 60 years. Rich gives advice saying that if you have two separate loans, they are separate payments and are not combined. Additionally, Chapter 7 Bankruptcy is the most common giving homeowners a chance to get into a repayment program. Check the Fair Debt Collections Protection Act, The Truth In Lending Act and the Real Estate Settlement Procedures Act for ways to protect yourself in the mortgage business. If you need Rich’s advice, give him a call at 661-714-1400 Subscribe: / khtsradio Facebook: / khtsradio Twitter: / khtsradio Santa Clarita News at https://hometownstation.com/ The Real Estate Fix With Rich Szerman –Zombie Loans and How To Fight Them – May 3, 2024 • The Real Estate Fix With Rich Szerman –Zom...