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Struggling to build wealth no matter how hard you work? In this video, I break down the real reasons you're stuck—like poor credit, debt, and lack of income strategy—and how to fix them. Learn how to improve your credit score, crush credit card debt, adopt a business mindset (even as an employee), and start investing with confidence, including how to use a Roth IRA to your advantage. These are the habits and systems that helped me go from broke to building real wealth, and they can work for you too. Check your credit scores: https://geni.us/FICO https://geni.us/Experian One of the credit cards to help you build credit (when you're ready): https://geni.us/Fs2Hbg The Card I use for my business: https://geni.us/t6hGiv The gear I use to run my channels: M4 MacBook Air: https://geni.us/M4AIR (Amazon) MacBook Air Accessories I've Tested: Reasonably Priced Hub: https://geni.us/X3iLmJ (Amazon) Another Hub from Acer: https://geni.us/rmtQYUO (Amazon) Hub that's a little bit more from Satechi: https://geni.us/BkRyNll (Amazon) M4 MacBook Air 13-inch Case: https://geni.us/clear13inch (Amazon) M4 MacBook Air 15-inch Case: https://geni.us/clear15inch (Amazon) Laptop Case I still Rock with Everyday: https://geni.us/M82Phx (Amazon) The Drives and Enclosures I recommend: Konyead NVMe Enclosure: https://geni.us/l8fQ (Amazon) Acasis: https://geni.us/1vu6Jqc (Amazon) Samsung 990 PRO: https://geni.us/Sam990PRO (Amazon) Samsung 980 PRO: https://geni.us/AZkwLl (Amazon) SanDisk Extreme (T00-G25): https://geni.us/n0B9Q (Amazon) On My Desk: Desktop Accessories (Use KEVINROSS for 10% off): https://geni.us/OxWta INNOCN 4K Monitor: https://geni.us/INNOCN27 (Amazon) Ultrawide Monitor: https://geni.us/un9I (Amazon) Monitor Arm: https://geni.us/7j1xeS (Amazon) CalDigit Thunderbolt 4 Dock: https://geni.us/CalDigitTS4 (Amazon) Anker Mini Dock: https://geni.us/ACcOo (Amazon) Thunderbolt 3 Dock: https://geni.us/ATbaAjc (Amazon) MX Master 3: https://geni.us/pfEgz (Amazon) MX Keys: https://geni.us/4wiTh (Amazon) Audio Gear: Overhead Microphone: https://bit.ly/DeityS2SMic Overhead Mic on Amazon: https://geni.us/s1A9eNK (Amazon) Broadcast Microphone (Q9U): https://geni.us/QkBCC (Amazon) Handheld Recorder: https://geni.us/MTyrz (Amazon) MOTU Interface: https://geni.us/NMoYwcJ (Amazon) ATR Dynamic Microphone: https://geni.us/0V4K0Rk (Amazon) Samson Dynamic Microphone Choice: https://geni.us/fVng5fM (Amazon) Studio Headphones (250 Ohms): https://geni.us/BuzD (Amazon) Yamaha Monitors (single): https://geni.us/MbemtUC (Amazon) Studio Monitor Stands: https://geni.us/MiBAiE6 (Amazon) What I use to Film: My Primary Camera: https://geni.us/SonyA7IVFF (Amazon) My Primary Lens for Talking Head: https://geni.us/Rokinon35 (Amazon) Prime Lens 16mm: https://geni.us/BlBd9 (Amazon) Sony 18-105: https://geni.us/Jb3O0 (Amazon) SanDisk Extreme: https://geni.us/9MHZlT (Amazon) Manfrotto Tripod (for vlogging): https://geni.us/0SYQD (Amazon) Light Dome: https://geni.us/TzffFw (Amazon) Key Light: https://geni.us/n2kAe (Amazon) Stay in touch: / kevinrossrn / kevinrossrn I'm a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Disclaimer: This is for your entertainment and information only and I share my own journey and I accepted the risks involved in building my own wealth. Please do your own research and consult with a licensed professional prior to making any financial decisions.