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Welcome to The Main Street Code for Financial Success! This week on The Main Street Code for Financial Success, Neil Himmelstein breaks down the pros and cons of group insurance versus individual coverage—including life and disability insurance—and why ownership and portability matter more than you think. Neil also introduces an often-overlooked option for business owners: business overhead expense disability coverage. Later in the show, Neil welcomes guest Tim Kennedy from Movement Mortgage to announce their new joint venture, The Senior Show, focused on navigating financial life after retirement. Tune in for insights, real-life examples, and next steps you can take today. Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. Catch episodes on YouTube, Spotify & Apple Podcasts. Visit www.themainstreetcode.com for more information.