So, You're a Decade From Retirement | Financial Armor Ep 83 скачать в хорошем качестве

So, You're a Decade From Retirement | Financial Armor Ep 83

If you're a decade out from retirement, it's not too early—or too late—to start taking control of your future. In this episode of Financial Armor, Jose Rodriguez and Jaclyn Gladhill break down what you should be doing right now to prepare for a secure retirement. From assessing your current finances and setting up a budget, to creating an emergency fund and evaluating your risk tolerance, they share practical strategies to reduce anxiety and build a confident retirement plan. Whether you’re in your 50s, 40s, or even younger, this conversation offers a financial playbook that fits any stage of life. Timestamps: 00:01 - Welcome: Meet Jose & Jaclyn 01:19 - Topic Overview: Planning 10 Years Out 02:37 - Step 1: Take a Financial Inventory 03:51 - Step 2: Budgeting & Where Your Money Goes 05:33 - The 20/60/20 Rule for Spending, Saving & Fun 07:27 - Real-Life Example: Budgeting in Your 20s 09:36 - Emergency Funds: How Much Should You Save? 11:05 - Building a Foundation Before You Invest 12:12 - Step 3: Understanding & Managing Risk 13:37 - Why Risk Tolerance Needs a Better Conversation 14:31 - The 11-Question Risk Assessment Approach 16:01 - Safe vs Risky Buckets Explained 17:14 - Baseball Analogy: Don’t Swing for the Fences 18:17 - Moneyball: Focus on Getting on Base 19:45 - Investment Strategy by Life Stage 20:20 - Eye-Opening Stats: Many Aren’t Saving 21:14 - Why Many People Haven’t Started Planning 22:30 - How a Financial Advisor Can Help 23:24 - Final Thoughts: It’s Never Too Late Need help preparing your finances for retirement Schedule a no-obligation consultation today. Call us at 📞 888-390-5277 or visit our website at 🌐 www.cooperfinancial.com to get started. #FinancialAdvisor #FinancialAdvisorAtYourService #retirement #retirementplanning #SocialSecurity #arizona #mesa #SocialSecurityBenefits #wealthmanagement #vabenefits #veteranbenefits #medicare #ira #rothira #taxfree #taxplanning #estateplanning #holisticfinancialstrategy #TaxPlanning #RothConversion