Protect Your Assets - with Alex and Ray | Financially Fluent EP. 19 скачать в хорошем качестве

Protect Your Assets - with Alex and Ray | Financially Fluent EP. 19

In this episode of Financially Fluent, host Ray Godleski sits down with insurance expert Alex Knapp to unpack the essentials of homeowner, auto, and umbrella insurance — and why understanding your coverage could save you thousands. From rising premiums to hidden policy gaps, Alex shares insider tips and real-world examples that help you make smarter decisions about protecting your assets and managing financial risk. 💡 Topics covered: 🏠 Homeowner insurance and underinsurance risks 🚗 How teen drivers impact your auto insurance rates ☂️ The importance of umbrella coverage for added protection 💰 Ways to save through discounts and proactive planning ⚠️ Why insurance companies are tightening rules on older roofs 🎙️ Whether you’re a homeowner, parent, or simply looking to strengthen your financial foundation, this conversation will help you feel confident about your coverage. 🎧 Listen or Watch the Full Episode: 👉 Apple Podcasts: https://podcasts.apple.com/us/podcast... ; spotify: 👉 Spotify: https://open.spotify.com/episode/5S32... Have questions for the show or for Ray? ✉️ Email us at [email protected] Key Takeaways Insurance is vital for asset protection and risk management. Understanding coverage prevents costly mistakes. Umbrella policies offer valuable extra protection. Discounts exist for safe driving and good grades. Proper maintenance prevents claim issues. Chapters 00:00 Introduction to Insurance and Personal Background 02:58 Understanding the Importance of Insurance 05:50 Common Missteps in Insurance Planning 08:52 Homeowner Insurance: Coverage and Underinsurance 11:43 Navigating Auto Insurance for Teen Drivers 14:37 The Role of Umbrella Insurance 17:32 Discounts and Savings in Auto Insurance 20:47 Trends in Insurance: Deductibles and Roof Replacements 23:52 Final Thoughts and Contact Information