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A financial analyst in Detroit becomes the target of a winter HOA enforcement campaign after Janice, the architectural committee chair, claims his snowman is a prohibited yard display. When she threatens to tow first and explain later, he starts gathering proof that the HOA is marking his on-time payments as late, reassigning his parking spot with no vote, and fabricating snow-clearing violations. As the conflict escalates through gate meltdowns, tow yard confrontations, and staged hazard photos on an iced-over footbridge, he holds back one decisive trump card that will flip the entire power dynamic. When Janice tries to tow the wrong vehicle and backfill the evidence to cover it, the paper trail catches up to her in front of witnesses, the HOA attorney withdraws mid-crisis, and the board is forced to answer homeowners with no legal cover. Subscribe for more stories about HOA karma, snow season enforcement nightmares, and neighbors who refuse to back down when the rulebook becomes a weapon. #HOA #HOAStory #HOAstories #homeownersassociation #story #stories