A Richer Retirement: The 4.7% Rule | Bill Bengen | 169 скачать в хорошем качестве

A Richer Retirement: The 4.7% Rule | Bill Bengen | 169

We are welcoming back the man behind the most debated number in retirement, Bill Bengen- this time with a special appearance from his lovely wife, Barbara. We take a brief detour to hear their love story and how they met, before getting into his new book, 'A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More'. He joins us in this episode to: 📌 Break down the primary goals of the book ✅ Help you understand what’s required to create and manage a successful personal retirement withdrawal plan 👣 Step us through all the tools required to make your money last your entire lifetime 📩 Sign up for our newsletter (NEW!) https://catchinguptofi.com/contact-us... 🌐 Visit Catching Up to FI website https://catchinguptofi.com 👥 Connect with us https://linktr.ee/cutfi ☕ Like what you hear on Catching Up to FI? Support the show at "Buy Me a Coffee" https://www.buymeacoffee.com/catching... 🎙️We love hearing from you! Record a Voice Message with your feedback or question Record a Voice Message with your feedback or question https://catchinguptofi.com/contact-us... ===DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS=== 🆕Big changes with student loans in the new budget bill that just passed. Get help from the experts at Student Loan Planner, all CFP®, CFA and CSLP® professionals. They charge a one-time fee for their thorough review. Our listeners receive $100 off a 1:1 consult using the link below. Flat fee is normally $595, but after your $100 off ‘Catching Up to FI’ discount, it's $495. 👉🏼 Be sure to use this link: https://studentloanplanner.com/catchi... For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: https://catchinguptofi.com/our-partners RESOURCES MENTIONED ON THE SHOW: (As an Amazon Associate, I earn from qualifying purchases.) 🌐 Bill Bengen https://www.bengenfs.com 📘 A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More 👉🏻 https://amzn.to/4npuTwx Charts and Tables from ‘A Richer Retirement’ https://www.bengenfs.com/charts-table... ⏰ ‘Catching Up to FI’ Episodes Mr 4% is now Mr 5% | Bill Bengen | 111    • 🚫💸 Mr 4% is now Mr 5% | Bill Bengen | 111   🕒 TIMESTAMPS / CHAPTERS 00:00 🎙️ From 4.15% to 4.7%: How the “rule” became a floor 00:05 💞 Meet Barbara: Love after loss & the dedication story 00:09 🧒 Teacher parents → money wisdom → autonomy 00:11 🎉 Book drop: Richer Retirement launch & why it’s consumer-first 00:13 🕰️ Worst-case retiree (Oct ’68): why the rule was born 00:16 🛡️ What “safe-max” means (for history and for you) 00:18 📉 History check: average ≈ 7%, but plan for the worst 00:20 📊 The two big levers: Inflation + CAPE 00:23 🧾 Pick your scheme: COLA, fixed $, fixed %, front-load 00:31 🎒 Hosts’ picks: front-load vs. COLA in the real world 00:32 ⏳ Horizon slider: 30 yrs ~4.7%; 50–80 yrs ~4.1% floor 00:36 🧭 Late-starter math: higher safe rates, less saving stress 00:37 🧮 Taxes in taxable: why your net check matters 00:38 🧺 The allocation mesa & the five-slice equity mix 00:46 ♻️ Free lunches: rebalance & the rising glide path 00:48 🎯 Target-date caution; 100% stocks until ~5 years out? 00:50 🚦 Risk management is better than timing 00:53 🔗 Cases, tables & bengenfs.com (Ask Bill) 00:56 🚀 Late-starter playbook: 30–40% save → 10–15-yr path 00:58 🎁 Permission to spend (and gift) without guilt 01:00 📣 Blurbs, thanks, and “Mr. 4.7%” signs off If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you! ⚠️Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.