Process of Buying a First Home In NZ скачать в хорошем качестве

Process of Buying a First Home In NZ

What is the process of buying a first home in New Zealand? 🏡 In this episode we're joined by a special guest adviser, Simon McDonald from mortgagehq, to guide you every step of the way. In this episode, we're diving deep into the intricacies of the first home buying process. Simon shares his wealth of knowledge and industry expertise to demystify the path to homeownership for first-time buyers. From understanding your budget to navigating the mortgage market, he provides invaluable insights that will empower you to make informed decisions. ⏰ Chapters ⏰ 00:00 Who is Simon McDonald? 03:13 How to save up for a house deposit 05:41 What is cashback? 06:45 What is the difference between a 10% deposit and 20% deposit? 10:59 How does a 'gift' work with house deposits? 12:55 What is serviceability? 19:35 What is short term debt? 22:08 Which loan/debt should you pay off first? 24:53 Consolidating short term debt 28:35 Second tier lenders 30:38 Summary Get your Mojo Map: https://whq.co.nz/mojo-map/ Who are we? WealthHQ is our offering to help people who want to buy a home but need a bit more time and help getting into that position much faster. We are committed to providing the right tools and education to fast-track your first home property purchase. Action is the key that lets people down the most. If you’re ready to get the best head start and start building your financial freedom today – then lets do this. Learn more about us: https://whq.co.nz/ Ready to chat with us? https://go.oncehub.com/ClientSuccess1 ------------------------------------------------------------------------------------------- Disclaimer: This video is for entertainment purposes only and is not financial advice. Opinions in this video are general in nature and are not a recommendation, opinion or guidance to any viewer in relation to acquiring or disposing of a financial product. Viewers should not rely on these opinions and should always seek specific independent financial advice appropriate to their own individual circumstances. ----------------------------------------------------------------------------------------- Auckland Property Market First Home Buyer wealthhq whq Auckland Mortgage Brokers First Home Advice