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If you’re buried in debt, behind on payments, or feel like your financial life has collapsed, this full episode of The Suze Orman Show is for you. Personal Finance Expert Suze Orman speaks directly to those who feel overwhelmed — facing job loss, mounting credit card debt, underwater mortgages, and impossible choices. With clarity and compassion, Suze explains when to keep paying, when walking away makes things worse, and why bankruptcy can sometimes be the most ethical and responsible path forward. A must-watch episode for anyone struggling financially and looking for a way out. CHAPTERS 00:00 Show Open 00:39 Debt Ethics: When to Walk Away 05:37 Laid off with 3 Mortgages 15:07 Co-signed Apartment for a Friend 18:11 Put Student Loans in Forbearance? 20:59 Get a HELOC for a Home Renovation? 23:14 Can I Afford It? 34:14 401k Dropped 40% & Sold in a Panic 37:24 Options to Lower Mortgage Payments 39:23 Will Bank Come After My Cash If I Walk Away from My Mortgage? Original Air Date: 07/18/09 📌 Suze’s guidance is timeless—this episode includes updates for context 🔔 SUBSCRIBE to Suze Orman's YouTube Channel: / suzeorman 👂🎙️LISTEN to Suze Orman's Women & Money Podcast. New Episodes every week! https://www.suzeorman.com/podcast 🎁 Looking to track your own spending? Access Suze’s FREE EXPENSE TRACKER here: Https://www.suzeorman.com/activate USE CODE: TRACKIT 👉 You'll need to create an account so you can update the tracker any time