The #1 Reason 90% Investors Fail at Financial Freedom (Dr Pattu Reveals) | M Pattabiraman Freefincal скачать в хорошем качестве

The #1 Reason 90% Investors Fail at Financial Freedom (Dr Pattu Reveals) | M Pattabiraman Freefincal

Are you unknowingly sabotaging your path to financial independence? In this eye-opening episode, HussleFreeWealth sits down with Prof. Pattu from Freefincal to uncover the hidden flaws in popular retirement planning and asset allocation strategies. We dive deep into: ✅ The real number you need for retirement — and why most people get it wrong ✅ How lifestyle inflation silently sabotages your financial independence ✅ The truth about asset allocation and why simplicity often wins ✅ Common investing myths that could derail your future Whether you're chasing FIRE or just want to retire without stress, this episode will challenge your assumptions and give you clarity. 🎯 Watch till the end — Pattu drops insights that most investors never hear. 💬 Comment below: What’s one assumption you’ve made about financial freedom that you’re now questioning? Please also follow Professor Pattu on freefincal.com and his youtube channel: http://www.youtube.com/ ⁨@pattufreefincal⁩ Other videos 🔗Financial freedom podcast playlist:    • Financial Independence Secrets: Asset Allo...   🔗 Home loan prepay Vs Invest:    • Why I Stopped Prepaying My Home Loan (Real...   🔗 How to invest in overvalued market:    • Making ₹50,000 Mistakes With SIPs? The 5 C...   🔗 The Best Asset Allocation Strategy? 25 Years of Backtested Returns:    • I Backtested 3 Portfolios for 25 Years (Re...   🔗 Retire at 40/50? The Corpus Number You Can’t Ignore:    • Retire at 40 or 50 in India: The REAL Corp...   Takeaways • Financial independence requires careful planning and realistic assumptions. • Retirement planning is a dynamic process that needs regular updates. • Lifestyle inflation can significantly impact retirement savings. • A simple portfolio is often more manageable and effective. • Asset allocation should be tailored to individual risk tolerance. • Equity markets are unpredictable; plan for the unknown. • Investing in gold or international stocks requires careful management. • Tax implications should not be the sole focus in investment decisions. • Regular rebalancing is crucial for maintaining desired asset allocation. • Financial literacy involves understanding risks and managing expectations. Sound bites "Financial independence requires careful planning." "Retirement planning is a dynamic process." "Lifestyle inflation impacts retirement savings." "Keep your portfolio simple and effective." "Plan for the unknown in equity markets." "Manage gold and international stocks carefully." "Don't focus solely on tax implications." "Regular rebalancing is crucial." "Understand risks and manage expectations." "Enhance financial literacy for better investments." Chapters 00:00 Highlights – What You’ll Learn in This Video 02:01 Understanding Retirement Needs 05:55 Calculating Future Expenses 07:10 The 30X Rule – A Smart Starting Point 07:40 Inflation & Lifestyle: Planning for the Unexpected 09:50 What’s a Realistic Inflation Rate for Retirement? 12:59 Best Asset Allocation? 16:10 Asset Allocation Strategies 17:45 Setting Realistic Return Expectations 23:30 Understanding the Risks of Equity Investing 25:35 Dynamic Asset Management – Adapting Over Time 31:39 The Importance of Portfolio Management 36:35 Should You Invest in Gold & International Assets? 41:55 Diversification: What Most Investors Get Wrong 43:45 Hybrid Mutual Funds – A Tax-Efficient Solution? 46:45 Inaction: The Most Underrated Equity Strategy 48:45 The Necessity of a Medical Corpus 51:30 Parag Parikh Flexicap Fund – Concerns Explained 55:48 Mid & Small Cap Investing – Pitfalls 01:00:20 Lessons Learned from a Decade of Investing 01:01:55 Investment Strategies for Debt Allocation 01:04:05 Saving Tax with Equity Savings Fund 01:06:30 Final Thoughts 🔔 Don’t forget to Subscribe to HussleFreeWealth 👉 Disclaimer: I’m not a SEBI-registered financial advisor. The content on this channel is for educational purposes only and should not be considered as financial advice. Please consult your financial advisor before making any investment decisions. financial independence, retirement planning, asset allocation, inflation, investment strategies, behavioral finance, portfolio management, medical expenses, market volatility, financial literacy #financialfreedom #retirementplanning #assetallocation #fireindia #freefincal #husslefreewealth #personalfinanceindia #investingmistakes #moneymindset