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In this episode, we dive deep into the rapidly evolving world of MGAs (Managing General Agents), program business, and the transformative role of technology and AI in modern insurance. 🎙️ 📖 Highlights: ✅ The evolution from affinity programs to tech-driven underwriting ✅ How AI is augmenting underwriting and decision-making ✅ The rise of Sidecars and investor-backed insurance capacity ✅ Are MGAs outpacing traditional carriers in innovation? ✅ Regulatory trends, AM Best’s evolving view, and potential risks ✅ Leadership in insurance and why empowering the next generation is critical 👥 Special Guest: Joe Zuk, Operating partner at Altamont Capital Partners 🎥 Subscribe on YouTube: / @FiveMinutespod 👉 Work with me: https://fivem.llc/how-we-can-help Follow on Socials: 📸 Instagram: / miguelatfivem 🐦 Twitter: / miguelatfivem 🎬 Clips on TikTok: / miguelatfivem 🔗 Learn More: Want to lead innovation effectively in your organization? Download our free guide: https://tinyurl.com/fivelessonse-book __________________________ WHO AM I 🤓 I'm a husband, father of four boys. They are my life. I am a compassionate, honest boundary pusher on a relentless pursuit of innovation excellence and driving others to reach their full potential.I am unafraid of the unknown and believe barriers are simply opportunities to define new paths. I lead with love and am driven to create efficiencies and go full speed. I have a very unique career in the industry that has enabled me to build expertise and simplify major, seemingly complex tech modernizations. #techinnovation #digitaldisruption #futureofwork #businesstransformation #innovationleadership #techtrends #digitaltools #automation #lowcodenocode #lowcodesolutions #lowcodedevelopment #nocodetools #buildwithoutcode #insuranceindustry #insurtechcommunity #insuranceinnovation #digitalinsurance #insurancetech #nextgeninsurance #policytech #claimsautomation #underwritinginnovation #leadershipintech #strategicthinking #decisionmaking #cioleadership #ctotalk #executiveinsights #customerexerience #generativeai #insuranceinnovation #insurtech #aiinindustry #futureofinsurance #humanintheloop #agenticai #insuranceleadership #insurtechtalk #datascience #insurancetech #ibmcloud #ibm #bpo #mga #itc ITC 2025, AI in insurance, insurance modernization, legacy carrier vs startup, insurance technology, data fabric, AI for underwriting, life insurance transformation, P&C vs Life AI, insurtech podcast, policy migration, insurance product innovation