Senior Citizen Savings Sch (SCSS) & Sukanya Samriddhi Yojana (SSY): Investment, Returns & Taxation скачать в хорошем качестве

Senior Citizen Savings Sch (SCSS) & Sukanya Samriddhi Yojana (SSY): Investment, Returns & Taxation

#scss #SSY #SeniorCitizenSavingsScheme #sukanyasamriddhiyojana Welcome back for Part 2 of our in-depth exploration into India's most impactful small savings schemes! This video, building on our previous discussion, dives deep into the *Investment Mechanics, Lucrative Returns, and Critical Taxation* of the Senior Citizen Savings Scheme (SCSS) and Sukanya Samriddhi Yojana (SSY). We meticulously break down: 👴 Senior Citizen Savings Scheme (SCSS): Investment Mechanics: Who's eligible (ages 60+, retired personnel), minimum/maximum deposits (now up to ₹30 Lakh!), account tenure (5+3 years), premature closure penalties. Returns: How the attractive 8.2% (for FY 25-26) quarterly interest is calculated and paid directly to your account, providing a steady income. Taxation: Detailed look at Section 80C deductions (up to ₹1.5 Lakh) and why SCSS interest is fully taxable as per your slab, plus crucial TDS rules (₹50k limit for seniors). 👧 Sukanya Samriddhi Yojana (SSY): Investment Mechanics: Eligibility for a girl child (under 10), annual deposit limits (₹250 - ₹1.5 Lakh), deposit period (15 years), maturity (21 years or marriage). Returns: How the competitive 8.2% (for Jan-Mar 2026) annual compounded interest powerfully grows your corpus over the long term. Taxation: The incredible EEE (Exempt-Exempt-Exempt) tax status – investment, interest, and maturity are all tax-free! Plus, Section 80C benefits under the old tax regime. This video is your complete guide to optimizing your investments with SCSS and SSY. Learn how to leverage their unique features for steady income for seniors and a bright, tax-efficient future for your daughter. Don't forget to watch Part 1 for a foundational understanding! 00:00 Start 02:01 SCSS – Investment Amount Rules 04:07 SCSS – Interest Rate Structure 05:05 SCSS – Tenure & Extension Rules 06:49 SCSS – Premature Withdrawal Rules 08:21 Tax Treatment – SCSS 09:46 SSY – Investment Amount Rules 11:27 SSY – Maturity & Account Life 12:11 SSY – Interest Rate Structure 12:35 SSY – Partial Withdrawal Rules 14:24 Tax Treatment – SSY Complete Fundamental Stock Analysis Tool - Stock-o-meter: https://investyadnya.in/stock-o-meter Research Based Ready-made Model Portfolios: https://investyadnya.in/model-portfolios Comprehensive Mutual Fund Reviews: https://investyadnya.in/fund-o-meter Yadnya Books and eBooks now available: On Amazon - https://amzn.to/47x0RS4 On Flipkart - https://fktr.in/y3OZ3GF On our website - https://shop.investyadnya.in Find us on Social Media and stay connected: Whatsapp Channel - https://whatsapp.com/channel/0029Va6N... Blog - https://blog.investyadnya.in Telegram - http://t.me/InvestYadnya Facebook Page -   / investyadnya   Twitter -   / investyadnya   LEGAL DISCLAIMER: Use of this information is at the user's own risk. The Company and its directors, associates and employees will not be liable for any loss or liability incurred to the user due to investments made or decisions taken based on the information provided herein. The investment discussed or views expressed herein may not be suitable for all investors. The users should rely on their own research and analysis and should consult their investment advisors to determine the merit, risks and suitability of recommendation. Past performance is not a guarantee for future performance or future results. Information herein is believed to be reliable, although its accuracy and completeness cannot be guaranteed. The images used may be copyright of the company or third party. As a condition to using the services, the user agrees to the terms of use of the website and the services. DISCLOSURES UNDER SEBI (RESEARCH ANALYST) REGULATIONS, 2014: Yadnya Academy Pvt. Ltd. (InvestYadnya) is registered with SEBI under SEBI (Research Analyst) Regulations, 2014 with registration no. INH000008349. Disclosure with regard to ownership and material conflicts of interest 1. Neither Research Analyst nor the entity nor his associates or relatives have any financial interest in the subject Company; 2. Neither Research Analyst nor the entity nor its associates or relatives have actual / beneficial ownership of one per cent or more securities of the subject Company, at the end of the month immediately preceding the date of publication of the research report or date of public appearance; 3. Neither Research Analyst nor the entity nor its associates or his relatives have any other material conflict of interest at the time of publication of the research report or at the time of public appearance. Disclosure with regard to receipt of Compensation 1. The Research Entity and its associates have not received compensation from the subject company in the past twelve months. 2. The subject company is not or was not a client during the twelve months preceding the date of recommendation.