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In this episode of the Turntabl 20s Podcast, Sam Moorhouse sits down with Olufemi Adewumi, Programs Director at MEST Africa — where he leads program operations and supports entrepreneurs across the continent. Femi reflects on his career journey from telcos and IBM to innovation hubs in West Africa, sharing how regulatory frameworks, cultural mindsets, and cross-border experiences have shaped the fintech and startup landscape. He also explores what it takes to build trust in global teams and the blind spots founders face when it comes to product-market fit and collaboration. 🔑 Key Takeaways 💡 Legacy mindsets and regulatory barriers often slow down innovation — but education and infrastructure shift societies forward. 🌍 Hustle culture and street-level adoption are powerful drivers of fintech growth in Africa. 🤝 Cross-cultural leadership thrives on empathy, curiosity, and building trust through small courtesies. 📊 Product research must be honest — founders need to validate and invalidate assumptions. 👥 Collaboration and openness are critical to building strong teams in Africa’s startup ecosystem. 🎧 Sound Bites “Sometimes shock treatment is what drives cashless adoption.” “You are not your user — research should challenge, not just validate.” “Basic courtesies go a long way in building global trust.”