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For Financial Planning, reach out to me on WhatsApp: https://wa.link/g7yd98 Click on the link below to find a calendar on our website to schedule a FREE Financial Discovery Meeting: https://primewealth.co.in/financial-p... ========================================= Website: https://primewealth.co.in/financial-p... To join our NRI-only WhatsApp Community: https://chat.whatsapp.com/E8y6B98b1TT... Subscribe to 'Alok Dubey, CFP ®' for insights on NRI finance, banking, investments, and retirement planning. Do you have any questions or need further guidance? Drop a comment below or reach out for personalized advice. ========================================= In this video, I break down SWP vs IDCW in the simplest way possible — even an 18-year-old can understand it! 📌 You’ll learn: What is SWP (Systematic Withdrawal Plan)? What is IDCW (Income Distribution cum Capital Withdrawal)? Tax impact of both options Real-life examples and client stories When to choose SWP and when IDCW might still work My clear recommendation based on your tax slab Whether you're a first-time investor or planning your retirement income - this is a must-watch. ========================================= Disclaimer: This video is for educational purposes only and does not constitute financial or legal advice. Please consult with a professional advisor for your specific situation.