Ask An Adviser: Don't Do This With Your Super & Tax-Efficient Investing For Kids + More скачать в хорошем качестве

Ask An Adviser: Don't Do This With Your Super & Tax-Efficient Investing For Kids + More

How do you make smart money decisions when you don’t know what your future looks like? That’s the question to start this episode. Alex and Scott, co-founders of Everest Wealth, join us to unpack big financial questions from the Equity Mates community. Whether you’re juggling saving, investing or super; wondering when to get a financial adviser; or trying to explain to your partner that investing isn’t gambling - this one’s for you. In today's episode we also discuss: • Paying down debt vs investing • Labor’s super tax proposals and what they mean for investors • Investing for kids in a tax-smart way 00:00 Introduction 01:16 Everest Wealth's Mission & Clients 03:18 Helping Clients Without Long-Term Advice 03:56 Planning Without Knowing Your Goals 05:17 Paying Off Debt vs. Investing 07:05 When to Start Contributing to Super 10:13 What is Division 296? 13:37 Super Tax Example & Future Impact 15:26 Labor's Housing Policy Review 18:02 Should You Gear Superannuation? 21:27 Comparing Super Fees & Performance 24:06 Convincing a Partner to Invest 26:47 Are Bonds Worth It for Young People? 28:52 Tax-Effective Investing for Kids 33:24 Merging Portfolios with a Partner 36:48 When to Seek Financial Advice 39:17 Common Mistakes New Clients Make 43:41 Final Money Advice for Young Aussies Interested in speaking to Alex or another of our hand-picked financial advisers? Fill out the form on our website (https://equitymates.com/advice) and we'll match you with an adviser that suits your needs. ——— Looking for some of our favourite research tools? • Download our free 4-step stock checklist (https://x40s1z0ymjt.typeform.com/4-St...) • Find company information on TIKR (https://www.tikr.com/?ref=equitymates) • Screen the market with GuruFocus (https://www.gurufocus.com/pricing?pmc...) • Research reports from Good Research (https://goodresearch.com.au/ref/equit...) • Track your portfolio with Sharesight (https://www.sharesight.com/au/equitym...) ——— Want to get involved? Join our daily mailing list to stay up to date on all things in business and markets: https://equitymates.beehiiv.com/subsc... If you prefer to listen to the daily headlines you now can: (https://open.spotify.com/show/0LpEJNu...) | (https://podcasts.apple.com/us/podcast...) Have a question? Record a voice note (https://www.speakpipe.com/EquityMates) or send us a message on our website (https://equitymates.com/get-in-touch/) Join the conversation in the Facebook Discussion Group   / equitymates   Looking for professional financial advice? https://equitymates.com/advice/ Check out our 2 bestselling books: https://equitymates.com/books/ Instagram:   / equitymates   X:   / equitymates   TikTok:   / equitymates   LinkedIn:   / equity-mates   ——— Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697.