Policy Loan vs Traditional Loan: What’s the Difference for Business Owners? скачать в хорошем качестве

Policy Loan vs Traditional Loan: What’s the Difference for Business Owners?

In this video, we break down the key differences between a traditional loan and a policy loan — and why understanding both can completely change how you access capital. We explain how traditional bank loans work, including credit checks, income verification, debt-to-income ratios, underwriting, collateral requirements, approval timelines, and fixed repayment schedules. You’ll see why approval is always based on your past financial performance — and why the bank controls the terms. We cover: • What a policy loan really is • How it uses the cash value of a properly structured whole life policy • Why there’s no credit check • No income verification • No formal approval process • Flexible repayment options • Faster access to funds • How dividends are still calculated on the full cash value We also discuss when it makes sense to use a traditional loan versus when a policy loan may offer more speed, flexibility, and control. Topics We’ll Cover → Step-by-step guide to building business credit using your EIN → How Cash Value Life Insurance (CVLI) works for businesses → Ways business owners use CVLI as an alternative funding source → Live Q&A with Eunice and Lee 📌 Next Steps If you’re serious about growing your business and building a life of freedom: 👉 vipbizfunds.com 👉 TransformWithVIP.com 👉 vipbizfunds.com/business-credit 👉 vipbizfunds.com/consultation About Value Investment Partners (VIP) Value Investment Partners helps business owners grow wealth and create freedom through real estate, business credit, and smart funding strategies. #PolicyLoans #BusinessCredit #CashValueLifeInsurance #EntrepreneurFunding #SmallBusinessGrowth #InfiniteBanking #FinancialControl #CapitalStrategy #BusinessFinance