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The Florida housing market is finally giving buyers some breathing room in 2026! 🌴🏡 After years of skyrocketing prices, bidding wars, and affordability struggles, statewide home values are down over 5% year-over-year (Zillow Home Value Index ~$372K), with median sale prices around $405K (Redfin data). Homes are sitting longer—up to 80 days on market in many areas—and inventory is climbing toward balanced levels in several metros. High insurance costs (often $6K–$10K+ annually in storm-prone spots), slowing population growth, investor pullback, and rising foreclosures are creating real downward pressure. This isn't a crash, but a meaningful reset after the pandemic boom. Key metro breakdowns: Cape Coral/Fort Myers: Hardest hit—values ~$360K, forecasts show ~10% drop in 2026. North Port/Sarasota/Bradenton: ~$450K, ~9% projected decline. Tampa/St. Pete: ~$400K, milder 3-4% softening expected. Orlando: Holding steadier at ~$400K, mostly flat or small dips. Miami/Fort Lauderdale: ~$571K, ~2-3% decline, condos hit hardest. Realtor.com projects an average 1.9% price drop across major Florida metros in 2026, with longer days on market and insurance dragging demand. If rates ease toward 6% and insurance reforms help, stabilization could come late 2026/early 2027. Patient buyers—especially in Southwest Florida—could find serious opportunities right now as sellers adjust. Is this the reset you've been waiting for, or just a pause? What’s your move: buying now, waiting, or watching? Drop your thoughts below! 👇 If you're following Florida real estate trends and want more 2026 city-specific updates, subscribe + turn on notifications. #FloridaRealEstate #FloridaHousingMarket #FloridaHomes #RealEstate2026 #FloridaRealEstate2026 #HomeBuyerTips #FloridaMarketUpdate #SouthwestFloridaRealEstate #CapeCoralRealEstate #FortMyersRealEstate #TampaRealEstate #MiamiRealEstate #OrlandoRealEstate #RealEstateInvesting #HousingMarket #HomePrices #BuyersMarket #RealtorLife #FloridaLiving #DreamHomeFlorida