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Kevin O’Leary breaks down what to do before a recession hits—how to protect cash flow, reduce risk, and position yourself to win while others panic. This video covers practical steps for budgeting, debt, investing, and business strategy, using the kind of no-fluff framework Mr. Wonderful is known for. ⚠️ Disclaimer: This content is for educational purposes only and is not financial advice. Chapters/Timestamps (18:00 total) below ⬇️ Hashtags #kevinoleary , #recession , #economy , #investing , #personalfinance , #money , #wealthbuilding , #stockmarket , #cashflow , #debtfreejourney , #emergencyfund , #financialplanning , #business , #entrepreneurship , #inflation , #interestrates , #marketcrash , #financialfreedom Tags Kevin O’Leary, Kevin O Leary, Mr Wonderful, recession, recession 준비, recession tips, recession proof, recession 2026, economic downturn, economy, investing, investing strategy, personal finance, money management, budget, emergency fund, debt payoff, credit card debt, interest rates, inflation, stock market, market crash, bear market, passive income, cash flow, business strategy, entrepreneur, small business, layoffs, financial planning, wealth building, risk management, portfolio, diversification, defensive stocks, bonds, cash, savings, side hustle Timestamps (18:00) 00:00 Intro: Why you must prepare now 00:45 What recession really means (and why people lose money) 02:00 Step 1: Lock down your cash flow 03:30 Step 2: Build a real emergency fund (rules of thumb) 05:10 Step 3: Kill bad debt before rates bite harder 06:50 Step 4: Cut expenses without killing your lifestyle 08:10 Step 5: Recession-proof your job & income 09:35 Step 6: Business owners—protect margins fast 11:10 Step 7: How to invest when fear is high 12:50 Step 8: What to avoid (common recession mistakes) 14:10 Step 9: Where opportunities show up 15:30 Simple recession checklist (quick recap) 17:10 Final thoughts + action steps 18:00 End