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George Davis, Founder and CEO of Lorum. George has been deep in payments for years: Head of Product at TrueLayer, then co-founder of BVNK, and now building Lorum to tackle the hardest layer of the stack: global clearing. We get into: • Why payments becomes an obsession if you look closely enough • What “rebuilding clearing from the ground up” actually means, in plain English • Virtual accounts, ledgering, Swift, and why settlement speed still matters • The real opportunity: fixing dollar clearing and cross border flows • How Lorum makes money, and why being “payments only” changes the incentives • The fundraising sprint, choosing Northzone, and what great investors actually do day to day • The hardest part early on: banking reality versus licensing theory in the Middle East • How George runs transparency, morale, and intensity during high growth • A simple lesson for founders: do not start a company unless you care deeply about the problem