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Should you finance a motorcycle in 2025 — or only pay cash? In this brutally honest video, I break down the truth behind motorcycle loans, what dealers don’t tell you, and how much motorcycle you can actually afford based on your income. We’ll cover: → When financing makes sense in 2025 (and when it doesn’t) → The 5% rule for monthly bike costs → Real income-based examples of what bikes you should be buying → What to avoid if you're financing your first motorcycle → How interest rates, insurance, and maintenance really impact affordability Whether you're eyeing a Harley, ADV bike, or your first 400cc machine — this video is your no-BS guide to making the right financial decision before you sign anything. 💬 Got your own financing story? Drop it in the comments — let’s help each other out. 👍 Like, 🔔 subscribe, and share this with anyone thinking about buying a bike this year. TIMESTAMP 00:00 - Intro 01:07 - Why It Matters 01:55 - When Financing Makes Sense 02:47 - When NOT to Finance 04:11 - REAL Numbers 06:50 - Final Thoughts