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Join me in budgeting our two June paychecks for July’s expenses in YNAB! Try YNAB free for 34 days: https://www.ynab.com/referral?ref=NXl... (disclaimer: we both get an extra free month if you decide to sign up) — 👩🔬 ABOUT ME - STEM Girl I'm a 20-something STEM PhD student on a journey to financial independence alongside my husband. We live in a high cost-of-living city on a $170k combined income. Our goal is to spend and invest intentionally to live a fulfilling and flexible life! 🔔 Subscribe if you'd like to see more videos on budgeting (with YNAB!), investing, and personal finance! — ⏱️ TIMESTAMPS 0:00 - Intro 0:35 - Overspending in June 7:53 - Income/Paycheck Breakdown 10:30 - Budget for July 22:50 - Outro — 🎙️ Audio: Fifine K669B USB Microphone 💻 Screen Recording with OBS Studio 🎬 Edited with Premiere Pro — 🏷️ Tags: YNAB categories, budgeting, you need a budget, category groups, budget organization, how to budget, category ideas for YNAB, focused views, fixed expenses, bills, flex spending, variable spending, month ahead, emergency fund, sinking funds, investing, FIRE, financial independence, 401(k), HSA 📢 Disclaimer: I am not a licensed financial advisor. The content on this channel is for informational and educational purposes only and should not be construed as professional financial advice. Some of the links in this description may be affiliate links. This means that if you click on the link and make a purchase, I may receive a small commission at no additional cost to you.