98% Can't Afford to Buy! | Mortgage Market Update скачать в хорошем качестве

98% Can't Afford to Buy! | Mortgage Market Update

With interest rates shifting and affordability under pressure, this episode offers some perspective into why so many people still can’t get onto the property ladder and what’s changing in the mortgage world right now. Phil Spencer is joined by Charlotte Harrison, CEO of Homes at Skipton Building Society, to discuss the current market conditions, why demand from first-time buyers remains strong, and why research shows as many as 98% of young adults living with parents still struggle to afford the average first time buyer home in their local area. 👉 VIDEO TIMESTAMPS 00:00 Introduction 00:39 Current state of the mortgage market 02:00 Are interest rates historically normal? 02:47 The real cost of homeownership today 03:45 Skipton's Affordability Index explained 05:29 98% can't afford to buy in their local area 07:14 Innovative mortgage solutions from Skipton 09:11 Partnership with Move iQ for first-time buyers 10:29 How building societies differ from banks 13:14 Top tips for getting a mortgage today 14:28 Advice for existing mortgage holders 16:26 Future of interest rates and mortgage innovation 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 @FirstHomeFocus 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-s... 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲 INSTAGRAM   / moveiq   📲TIKTOK   / philspencertv   📲FACEBOOK   / moveiq   📲X https://x.com/MoveiQProperty @sbsintermediaries