Social Security at 62: When 'Wait Until 67' Advice Costs You Money скачать в хорошем качестве

Social Security at 62: When 'Wait Until 67' Advice Costs You Money

"Wait as long as possible" for Social Security could cost you tens of thousands. Here are 6 situations where taking benefits at 62 makes you richer than waiting until full retirement age. Perfect for couples approaching retirement who want to maximize their total wealth, not just their Social Security check. What You'll Discover: ✅ When claiming early protects your investment portfolio ✅ The spousal benefit strategy most couples miss ✅ How to use Social Security as a market crash buffer ✅ Why pension holders should almost always claim early ✅ The #1 mistake that forces panic selling in bear markets Timestamps: 0:00 - Why "wait as long as possible" advice can backfire 1:33 - Immediate needs: When you simply need the income 2:15 - Health uncertainty and quality of life considerations 3:02 - Ready to stop working 3:42 - The spousal benefit switch strategy 4:38 - Pension holders: Why early claiming often makes sense 5:25 - The market volatility buffer strategy 6:30 - Recap & Outro ABOUT JOSTEN FINANCIAL Our team has been helping couples navigate retirement planning for almost 50 years. We specialize in helping successful savers become confident spenders in retirement. 📞 Ready to discuss your retirement strategy? Schedule a consultation: www.jostenfinancial.com Securities offered through Cetera Advisor Networks LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC, a Registered Investment Adviser. Cetera is under separate ownership from any other named entity. 1827 Walden Office Square Suite 225 Schaumburg, IL 60173