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Are your Medicare costs going up again in 2026? You’re not imagining it — and you’re definitely not alone. In this video, we break down why Medicare costs keep rising, what’s driving higher Part B premiums, Part D drug costs, Medicare Advantage changes, and Medigap rate increases — and what it means for you heading into the next enrollment season. 🔎We’ll cover: • What “Medicare costs” actually include (Part B, Part A deductibles, Part D, Medicare Advantage, Medigap) • Why healthcare costs nationwide keep rising • Prescription drug pricing and the new 2026 Part D $2,100 out-of-pocket cap • How longer life expectancy impacts Medicare funding • Medicare Advantage plan changes and benefit shifts • The role of inflation and administrative costs 📈 Medicare premiums, deductibles, and out-of-pocket costs don’t increase randomly. There are clear reasons behind the changes and understanding them can help you avoid overpaying. 📍Whether you’re reviewing your coverage during Annual Enrollment (AEP) or just trying to understand why your Medicare bill went up, this breakdown will help you make smarter decisions. 👉 Subscribe for clear, practical explanations on Medicare, Medicare Advantage, Part D, and retirement health coverage. Timestamps: 0:00 – Introduction 0:36 – Rising healthcare costs 1:01 – Prescription Drug Prices & 2026 Part D Cap 2:07 – People Living Longer & Using More Care 2:41 – Preventive & Outpatient Service Growth 3:20 – Medicare Advantage Plan Trends 4:27 – Inflation & Administrative Costs 4:50 – What You Can Control #Medicare #MedicareCosts #Medicare2026 #PartBPremium #PartD #MedicareAdvantage #Medigap #PrescriptionDrugCosts #MedicareEnrollment #AEP #RetirementPlanning #HealthInsurance #medicarehelp