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Most Malaysians think they’re preparing well for retirement ,until they realise their plan was never really a plan, and their investments were never built to last. Discover the common mistakes, hidden contradictions, and overlooked habits that quietly derail decades of effort — and keeping Malaysians from being truly retirement-ready. ********* About Yap Ming Hui Yap Ming Hui, a licensed fee-charging financial planner, is a regular columnist in major newspapers and bestselling author of 8 personal finance books in Malaysia. Whitman, the financial advisory company founded by Yap in 2000, has served thousands of satisfied clients who have paid for advisory services. For more information, visit Whitman's website at www.whitman.com.my ********** Disclaimer: All information shared by the speaker, is strictly for educational and informational purposes only. We make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the video. Any reliance you place on the information shared is therefore strictly at your own risk