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Welcome to your go-to guide for beginning the college planning journey! In this short video, we walk through the essential first steps every student and family should consider—from understanding how merit scholarships work, to setting timelines, to identifying the right colleges. You need a clear roadmap for early preparation: when to begin, what to focus on, and how to stay ahead. Here we will talk about the role of merit-based scholarships: what they are, how they differ from need-based aid, and how you can position yourself to qualify, key activities for each grade level-–from freshman year foundations to senior-year finishing touches, and practical tips & actionable takeaways you can implement right away. College planning isn’t just about applications—it's about strategy, timing, and fit. By starting early and staying organized, you improve your chances of securing the right opportunities and reducing stress down the line. Insurance products are offered through the insurance business Merit Advisors, LLC. Merit Advisors, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Merit Advisors, LLC. are not subject to Investment Advisor requirements. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. 3362420 – 10/25