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(Click more to navigate by topic) Understanding your 2026 Medicare Part D pharmacy benefit. This video takes you through everything from deductibles, copays, coinsurance, exception requests, home delivery, the Medicare Prescription Payment Plan, and more. Watch it all or click the links below to navigate by topics. Subject Chapters 00:00 Introduction 0:19 Understanding drug tiers & formulary 0:42 How deductibles, copays & coinsurance work 1:46 What's the most I will pay out of pocket? 2:11 How to price a medication, how much have I paid this year? 3:07 How we decide what drugs to cover, how to request an exception 3:48 Getting the medicine, you need, when you need it (home delivery, preferred pharmacies) 4:32 Help paying for prescriptions 4:48 Medication Prescription Payment Plan 5:13 Medication Therapy Management Program 5:41 How to contact us About Univera Healthcare Univera Healthcare is a nonprofit health plan that is part of a family of companies financing and delivering health services for about 1.6 million upstate New Yorkers. Based in Buffalo, the health plan serves members across the eight counties that comprise Western New York. Learn More At https://www.univerahealthcare.com