What a Good 401(k) Actually Looks Like in 2026 скачать в хорошем качестве

What a Good 401(k) Actually Looks Like in 2026

You can be saving consistently and still have a 401(k) that isn’t set up the right way for retirement. As rules change in 2026, contribution limits are only part of the picture. How your money is invested, how much risk you’re really taking, and how your savings are taxed can matter just as much over time. In this video, Tommy walks through what a good 401(k) actually looks like in 2026, including recent rule changes, Roth catch-up contributions, risk tolerance, fund selection, and why taxes in retirement often deserve more attention than people expect. The goal isn’t to over-optimize, but to make sure your 401(k) aligns with where you are in life and where you’re headed next. Book a time with Tommy → https://form.typeform.com/to/PZWFgVMq Timestamps: 0:00 Intro 0:20 What's Actually Changing in 2026 1:29 The Roth Catch-Up Rule 2:23 Real Life Example 3:24 Why Risk is So Important 5:57 How to Choose the Right Mutual Funds 7:27 Why Target-Date Funds Exist 8:45 Self-Directed Brokerage Account 10:37 Big Takeaways 11:22 What You Can Do & Outro Advisory services are offered through InvestWise Wealth Management, LLC, an investment adviser affiliated with Caitlin John, LLC, an SEC-registered investment adviser. This content is intended for educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. Always consult with a qualified investment, tax, or legal professional regarding your individual circumstances. The strategies, case studies, and examples discussed are hypothetical and provided solely for illustrative and educational purposes. They do not reflect actual client outcomes and are not guarantees of future results. All investing involves risk, including the potential loss of principal. Comments shared by viewers reflect their own opinions and do not necessarily represent the views of InvestWise Wealth Management, LLC or Caitlin John, LLC. They have not been verified for accuracy and should not be interpreted as testimonials or endorsements.