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Need help choosing the right health insurance? Chat with a real expert — not a bot, not an agent. Just say “Hi” on WhatsApp and get a free 1:1 health insurance consultation 👉 http://wa.link/Beshak 📞 WhatsApp Contact: +91 836 954 7450 About: If you’re buying health insurance in 2026 or searching for the best health insurance policy for your family, this detailed comparison helps you evaluate two popular plans in India, ICICI Lombard Elevate and Bajaj My Healthcare Plan. Choosing the right health insurance plan in India requires more than just looking at features. You need to understand claim settlement ratios, rejection rates, waiting periods, maternity benefits, restoration features, and real-world service experience. In this health insurance comparison, we break down unlimited sum insured options, loyalty bonus structures, maternity and newborn cover, OPD benefits, worldwide coverage, and core hospitalisation benefits including room rent limits and waiting periods. Most importantly, we analyse insurance claim performance which includes speed of claim settlement, complaint ratios, incurred claim ratio, and claim rejection ratio because a health insurance policy is only as good as its claims experience. This ICICI Elevate vs Bajaj My Healthcare Plan review is based on deep, data-backed analysis and independent insurance ratings to help you make a confident, customer-first decision. If you’re confused about which plan suits you better, Beshak connects you with real experts who stay accountable long-term — guided by completely unbiased research. Bajaj vs ICICI Lombard Health Insurance | Beshak Insurance #healthinsurance #healthinsurance2026 #ICICILombardElevate #Bajaj Allianz #familyhealthinsurance #insurancecomparison #ILMratings Disclaimer: The figures, ratings, and data shared in this video are based on the most recent publicly available information at the time of recording. These metrics are dynamic and may change over time based on the insurer’s performance, regulatory updates, or revised disclosures. For the most up-to-date and accurate information, please visit Beshak.org or consult a qualified advisor before making any decisions.