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This video is a throwback to my The Money Multiplier Mastermind in Denver—where I’m sharing one of my favorite presentations on Infinite Banking Concept (IBC), whole life insurance, mindset, and the mechanics that make this strategy work. I wanted this on my personal channel because this isn’t just about money—it’s about behavior, discipline, and learning how to keep more of what you already make. You’ll hear me break down the “problem vs. solution,” why capitalization matters, and the mindset rules that change everything (think long range, don’t steal from your system, rethink your thinking). Then we get into the mechanics—base premium vs. paid-up additions (PUAs), why you can’t have cash value without death benefit, and how policy loans work (and why insurance companies don’t ask what you’re using the money for). Also… yes, 2026 travel is coming and you’ll be seeing a lot more van life soon. Timestamps: 0:00 Intro: Why I’m posting this Denver talk here 1:05 Welcome to the Mastermind + speaker intro 3:10 The goal: “how” (mindset) + “what” (mechanics) 5:00 Chapter 1: The problem (big picture + personal spending) 8:40 Stop obsessing over saving—optimize what you’re already spending 11:30 “You finance every transaction” (cash vs. payments) 14:10 Mortgage interest: volume vs. rate (why it matters) 17:20 The banking business: two businesses you should be in 19:45 Creating your private banking system (banking = process) 22:30 Why policy loans are different (and why they “don’t care”) 26:10 Mutual companies + dividends (why we care) 29:00 Chapter 2: Mindset—Parkinson’s Law, Willie Sutton, the Golden Rule 34:20 The 5 Rules of Infinite Banking (my favorites) 38:10 Chapter 3: Mechanics—base premium vs. PUA “rocket ship” 44:15 Why death benefit drives cash value + “economics 101” #InfiniteBanking #BecomingYourOwnBanker #WholeLifeInsurance #IBC #MoneyMindset #FinancialEducation #TheMoneyMultiplier #Denver #Mastermind #PersonalFinance #WealthBuilding