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What I’d Stop Doing in My 20s | Financial Friend Conversations Your 20s can shape your entire financial future but many of us only realise certain habits later than we’d like. In this video, I’m sharing honest reflections on the behaviours, money habits, and mindset patterns I would stop if I could go back to my 20s. Sometimes the biggest financial breakthroughs come from what we choose to stop doing. In this conversation, we explore: Living beyond your means to impress people Delaying investing and “waiting until you earn more” Ignoring debt and hoping it will fix itself Not protecting your income and your future Avoiding financial education and money conversations Comparing your journey to others Saying yes to every financial obligation without boundaries Your 20s are not just for earning... they are for building foundations, discipline, and direction. Welcome to the Financial Friend community — where we learn, grow, and become financially aware together. Connect with me: Instagram: @yourfinancialfriend LinkedIn: Ntombi Valla Let’s talk in the comments: What is one financial habit you are choosing to stop this year?