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When markets decline, many investors wonder if it's the perfect time to do a Roth conversion. In this video, we break down the math behind Roth conversions during market downturns and explain why tax rates and how you pay the tax matter more than market timing. Download our FREE 5-Factor Retirement guide: https://guides.korhorn.com/ or https://wisemoneyguides.com/ Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korho... or call 574-247-5898. Listen on Podcast: https://pod.link/1040619718 Submit a question for the show: https://www.korhorn.com/ask-a-question/ Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/ Subscribe on YouTube: / wisemoneyshow Connect with us: Facebook - / wisemoneyshow Instagram - / wisemoneyshow Mike Bernard, CFP® offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.