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Think you can't afford a house because you're not trying hard enough? Let me show you the math that nobody wants to talk about. The median home in America requires $141,000 in annual income while the median worker makes $70,000. You're not 10% short – you're literally making half of what you need. And while you're "saving responsibly," home prices are rising 6-8% annually while your savings account gives you 4.5%. You're losing ground every single year.This video breaks down the Three Silent Traps that make homeownership mathematically impossible for most millennials and Gen Z. The Infinite Treadmill shows why your down payment melts faster than you can save it. The Hostage Economy reveals how you're trading 15+ years of your actual life waiting for permission to live. The Meaning Machine exposes why you think shelter should define your worth as a human being. I'll show you the real cost: 47 years of your finite existence spent on acquiring and paying for one building. The universe doesn't care about your mortgage. Time to stop pretending you do.Is the housing trap keeping you from living your life? Drop a comment with your rent-to-income ratio – let's see how rigged this really is. And if you're tired of productivity gurus telling you to "just save more," subscribe for the math they won't show you. #housingmarket #personalfinance #housingcrisis #financialreality #millennialmoney