IRS §7702 & §7702A Explained: The Rules That Decide If Your IUL Stays Tax Free скачать в хорошем качестве

IRS §7702 & §7702A Explained: The Rules That Decide If Your IUL Stays Tax Free

Work With Us. Book a private strategy call: 👉 https://tax-free-wealth-blueprint.com This video explains how IRS §§7702 and 7702A determine whether an Indexed Universal Life (IUL) policy stays tax-free or becomes taxable, and why long-term structure matters more than passing at issue. New here? Start with the full Tax-Free Wealth Blueprint playlist to see how this strategy actually works step by step: 👉    • The Tax-Free Wealth Blueprint (Start Here)   The IRS Rules That Decide If Your IUL Stays Tax-Free — Or Quietly Fails IRS §7702 and §7702A are not technical footnotes. They are the rules that decide whether an Indexed Universal Life policy remains tax-free — or gets reclassified as taxable income. Most high earners assume: If a policy passes at issue, it stays safe If funding was responsible, tax-free status is permanent If illustrations look conservative, the risk is handled None of those assumptions are guaranteed. In this episode, I explain why tax treatment is decided by structure, not performance, and how a policy can pass today — yet fail years later when income changes, loans begin, or timing shifts. This isn’t about fear. It’s about understanding the rules that never stop applying. What You’ll Learn: Why IRS compliance at issue is not the same as long-term resilience How a policy can pass early tests and still fail later The difference between technical compliance and structural margin Why income changes, loans, and timing matter more than illustrations How high earners accidentally cross permanent tax lines A real case showing how design margin preserves tax-free access under stress If you plan to rely on your policy years from now, the only question that matters is whether it still respects these rules when you actually need it. ⏱ TIMESTAMPS / CHAPTERS 0:00 · The line that decides tax-free or taxable 0:30 · Why compliance alone isn’t enough 1:15 · Who this rule actually affects 2:45 · §7702: when life insurance stops qualifying 3:30 · §7702A: the permanent tax line (MEC) 4:45 · Why illustrations don’t protect you 6:00 · When life forces access early 7:30 · The certainty verdict 📅 Optional Structure Review If you want a second set of eyes on whether your policy still respects §7702 and §7702A in the year you plan to stop working — not just today — you can explore a calm, fiduciary-first conversation here: 👉 https://tax-free-wealth-blueprint.com #IRS7702 #IRS7702A #IUL #TaxFreeWealth #HighEarners #WealthDesign #PolicyStructure #TaxStrategy #RetirementIncome Disclaimer: This video is for educational purposes only and does not constitute financial, tax, or legal advice. Indexed Universal Life (IUL) insurance is a life insurance product, not an investment. Results vary by individual circumstances, carrier, and policy design. Always consult a licensed advisor and tax professional before making financial decisions. Hypothetical examples are not guarantees of future performance.