Retirement Planning Basics - Pre Retirement Planning - Secure Retirement Solutions скачать в хорошем качестве

Retirement Planning Basics - Pre Retirement Planning - Secure Retirement Solutions

Scott Weiss is a Fee-Only Certified Financial Planner. Learn the 8 Steps to Organize & Optimize Your Financial Life: http://bit.ly/OrganizeAndOptimize. In this video you will learn 7 Tips to a Financially Secure Retirement. Subscribe to my channel: http://bit.ly/scottweisscfp ******************************************** Learn more about working with Scott at Weiss Financial Group Here: http://www.weiss-financial.com ******************************************** Subscribe to my blog: http://www.mahopacmoney.com ******************************************** Get Social -------------------------------- LinkedIn:   / scottgweiss   Facebook:   / weissfinancialgroup   Twitter:   / _scottgweiss   ******************************************** Video Notes: ---------------------- 7 Tips to a Financially Secure Retirement Financial security in retirement doesn't just happen. It takes planning, commitment and money. You'll need enough money to potentially live on for at least 20 years, probably more. To help you focus on what you should be doing to succeed, here are 7 planning tips: 1. Make Saving a Habit If you are already saving every month, awesome! Keep going! If you're not, start now. The sooner you start the more time your money has to grow. 2. Know Your Retirement Expenses This is much easier to do the closer you get to retirement. A twenty or thirty year old may have no idea what those numbers will eventually be. If that is you, concentrate more on the other tips. For those of you with retirement in your sightline, figure you will need AT LEAST 70% of your pre-retirement income to live comfortably. Knowing what you need is the key to getting what you need. The key to a secure retirement is to have a clearly defined goal. 3. Participate in your 401(k) or 403(b) If your employer offers a 401(k) plan or 403(b) plan sign up and aim to contribute to the maximum. Over time, compound interest and tax deferrals can make a huge difference in the amount you accumulate for retirement. 4. Invest Wisely Diversify your savings to reduce risk (i.e. don't put it all on black!). In a nutshell, risk simply means how much money could you potentially lose with your investments. To check your current tolerance for risk use our free tool: http://bit.ly/YourRiskNumber. It will give you something called your Risk Number™ which is a great starting place to see how much risk you can emotionally handle. You can then compare that to the Risk Number™ of your current portfolio and see if they match up or if you potentially need to make changes. Keep in mind, your investment mix may need to change over time due to age, goals, and circumstances, so it's always a good idea to monitor your risk tolerance and portfolio allocation. Remember, financial knowledge and financial security go hand in hand. 5. Check Your Social Security Benefits Social Security benefits provide supplemental income to you and your spouse during retirement. If you are counting on social security to bail you out, think again. Social Security provides enough for you to live around the poverty line. Check the Social Security website to see how much the government will pay you every month. 6. Ask Questions The more you know, the better your chances of enjoying financial security in your retirement years. Talk with your accountant or financial advisor. Better yet, book a meeting with me right now here: http://www.meetme.so/WeissFinancial. Ask questions and get good advice. Build a plan, and stick with it. 7. Make Planning for Your Retirement a Priority Use our retirement check-up tool to find out if you are on the right track: http://bit.ly/RetirementCheckUp. It's never too early or too late to start saving for your future. However, the longer you wait or leave things to chance, the less likely you will live a financially secure retirement. "Planning is bringing the future into the present so that you can do something about it now." -Alan Lakein Disclosure: ------------------- Weiss Financial Group is a registered investment advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities product, service, or investment strategy. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser, tax professional, or attorney before implementing any strategy or recommendation discussed herein. Insurance products and services are offered through individually licensed and appointed agents in all applicable jurisdictions. The advisers at Weiss Financial Group are not attorneys of a law firm but can provide guidance to the client’s other professionals. Leave me a comment to ask any question or contact me through my website if you'd like to see if I can help you.