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In this video, I walk through the things my wife and I have stopped spending money on — from takeout coffee and food delivery apps to new cars, buy now pay later schemes, tech upgrades, subscriptions and more. This isn’t a rant about inflation, although we are in a cost of living crisis. It’s about the value equation. Prices have gone up… but in many cases, the experience hasn’t improved. So we’ve adjusted and also adopted frugal habits that acutally work. Just some of the little thing you have to do to save money in Australia. We talk about: • Why food delivery isn’t worth the premium • The real cost of brand-new cars • Why buy now, pay later is a trap • Subscriptions quietly draining cashflow • How we approach travel differently • And what we still happily spend money on Link to the coffee concentrate we use: htps://amzn.to/4qrBG9q This channel is about intentional spending, long-term wealth building, and making smart financial decisions without overcomplicating things. If you’re trying to build wealth, reduce wasteful spending, and think more deliberately about money — you’re in the right place. #personalfinance #moneyhabits #intentionalspending #financialfreedom #stopwastingmoney