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Melbourne’s cost of living has officially broken records, and families across Victoria are struggling more than ever. Prices for food, electricity, rent, and home loans keep rising, while wages fall behind. New data shows the housing crisis in Melbourne is getting worse, with renters, homeowners, and first-home buyers all under pressure. Mortgage repayments are up, construction is slowing, and thousands of households say they can no longer keep up. In this video, I break down why Melbourne is facing the hardest cost of living and housing crisis in years, how rising interest rates and shortages are affecting everyday people, and what experts warn could happen next. If you’re living in Victoria, you’ve probably noticed prices rising everywhere — and this video explains why. Share your experience in the comments: Are you seeing prices, rents, or bills rising where you live?If you want more updates on Australia’s housing crisis, Melbourne real estate, and cost of living news, make sure to subscribe to the channel. (This video reflects my personal opinion based on public data — not financial advice.)