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What does it mean to live a just life in a society where the economic scales have been tipped for centuries? While protests, legislation, and boycotts are vital tools for justice, Dr. Boyce Watkins argues that there is another hammer we must pick up: Finance. In this episode, Benjamin Watson and Dr. Watkins move beyond the abstract and dive into the "science of wealth." From Dr. Watkins’ humble beginnings in Louisville to his tenure at Syracuse University, this conversation explores why true freedom isn't just the absence of chains, it's the presence of ownership. They discuss the looming threat of AI, the "gang-like" loyalty required to build family institutions, and why your time is more valuable than your bank account. The Journey to Financial Literacy: Dr. Watkins shares his personal story of being a young father and struggling student who chose to major in finance simply because he "needed" money. Time vs. Money: A deep dive into why wasting time is a greater "sin" than wasting money. Dr. Watkins explains that wealth is simply an accumulation of money across time. The Economic Storm of AI: Why Dr. Watkins believes Artificial Intelligence is the "White Walker" of the modern economy, threatening to widen the unemployment gap for those without ownership. Relationships as Wealth: A powerful perspective on how family loyalty, marriage, and community bonds are actually forms of "unseen" capital that can be leveraged to build institutions. The Flaw in Capitalism: Why capitalism, in its extreme form, leads to exploitation—and how to find a "healthy balance" that empowers the community without sacrificing virtue. Reparations and Realities: Addressing the $14 trillion racial wealth gap and the practical steps the community can take while waiting for systemic compensation.