HELOC on a Credit Card? Watch This Before You Swipe! скачать в хорошем качестве

HELOC on a Credit Card? Watch This Before You Swipe!

Schedule a Call: https://apply.theclearclose.com/meet DSCR Loan Inquiry: https://www.getclearclose.com/cc-dscr... Thinking about getting one of those “credit-card HELOCs” you’ve seen all over social media? Before you tap into six figures of home equity with a swipe… WATCH THIS FIRST. This Video is for Homeowners Who: Are considering a HELOC in 2025 Want to make the most informed decisions about their home equity Need large draws for renovations or investment properties Want clear answers with a personable touch Value expert guidance (not chatbots) when making six-figure decisions Chapters: 0:00 – Intro: The Rise of Credit-Card HELOCs 00:55 – Why This Type of HELOC Is Potentially Dangerous 02:02 – Convenience & Speed vs Risk Management 03:25 – The Hidden Draw Fees No One Talks About 04:53 – Why Swipe-Based HELOC Spending Is a Trap 06:20 – The Incentive Problem 07:40 – What a Real HELOC Should Be Used For 09:11 – Behavioral Risk: “It’s Too Easy to Swipe” 10:50 – When a Reverse Mortgage Makes More Sense 12:45 – A Safer Alternative 14:20 – Why Customer Support Matters (Especially With Equity) 15:54 – Not All HELOCs Are Created Equal 17:24 – How Real Brokers Protect You 18:26 – The Clear Close Promise: Real People, Real Guidance 19:57 – Final Thoughts & Call to Action Questions we answer: Are credit-card HELOCs safe in 2025? What are the hidden fees of digital HELOC apps? Is the Neva HELOC card a good idea? How do HELOC draw fees work? Is a HELOC better than a credit-card HELOC? Why do HELOC apps charge 2.5% per draw? What’s the risk of using home equity like a credit card? How do I avoid HELOC traps in 2025? What’s the best HELOC for renovations? Are app-based HELOCs trustworthy? How do digital HELOC platforms make money? Is a traditional HELOC safer than a HELOC card? Can I lose my house with a HELOC card? What fees should I look for in HELOC offers? Are cashback HELOC cards worth it? How do HELOCs compare to reverse mortgages? Should older homeowners avoid HELOC cards? Are chatbot-only lenders safe for HELOCs? What’s the best way to access home equity? How do I choose the safest HELOC lender? The Clear Close (DBA of West Capital Lending, Inc.) is an Equal Housing Lender; NMLS - 1566096 Jason Kim - NMLS 1680429 | DRE 02178073 Peter Ahn - NMLS 2664403 | DRE 02252395 https://westcapitallending.com/licensing https://westcapitallending.com/texas-... https://nmlsconsumeraccess.org Disclaimer: The information presented in this video is for educational and informational purposes only and reflects the personal opinions of the creators. No specific company, product, or service is named, identified, or targeted in this video. Any references to financial products, loan structures, or business practices are general in nature and are not intended to refer to, represent, or describe any particular organization or provider. The content in this video should not be interpreted as a statement of fact about any specific business and should not be considered financial, legal, or professional advice. Viewers should not assume that any examples or descriptions apply to a particular company, even if they appear similar. All financial situations are unique. Always conduct your own research and consult with a qualified professional before making decisions regarding loans, equity products, or financial services. By watching this video, you agree that the creators are not responsible for any actions you take based on the information presented. Nothing in this video is intended to harm the reputation of any individual or organization, and any resemblance to real companies or products is purely coincidental.