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💰 DOWNLOAD THE FREE AFFORDABILITY CALCULATOR: https://digitalacquisitionclub.com/af... --- Most people think you need $200,000+ saved to buy a real business. Wrong. With SBA financing, $75,000 in total cash can buy you a $750,000 business generating $250,000/year in profit, and $144,000/year in take-home cash flow after debt service. In this video, I break down the exact financing structure I've used to acquire multiple seven-figure businesses and help dozens of clients close deals they thought were out of reach. You'll see the real numbers: down payment, post-closing liquidity, working capital, debt service, and monthly cash flow. In this video, you'll discover: ✅ Why SBA loans require only 5-10% down (not 20-50% like most people think) ✅ The three components of true affordability: down payment + post-closing reserves + working capital ✅ How a $750K business is often safer than a $50K website (counterintuitive but true) ✅ The "silent killer" of acquisitions—working capital—and why deals fall apart between LOI and closing ✅ Real case study: $40K down payment + $37.5K reserves + $20K working capital = $750K business with $12K/month take-home ---- ⏱️ Chapters 0:00 - $75K Buys a $750K Business 0:38 - 3 Beliefs Stopping First-Time Buyers 2:05 - Real Numbers: $750K Acquisition Breakdown 2:23 - SBA Loan Structure & Down Payment Math 4:09 - Cash Flow After Debt Service 5:21 - Working Capital: The Silent Killer 7:34 - Why Bigger Businesses Are Safer 11:04 - What to Do Next ---- 🎓 READY TO GO DEEPER? Join the Digital Acquisition Club for: Complete deal checklists Vetted lender network Deal review support Everything I use for my own acquisitions Link: https://digitalacquisitionclub.com ---- 📺 Watch Next ▶️ What Business Can You ACTUALLY Afford in 2026? (By Salary) → • What Business Can You ACTUALLY Afford in 2... ▶️ 5Ds Framework Before You Buy An Online Business → • Never Buy a Business WITHOUT This 5Ds Chec... ▶️ The 12 Step Roadmap to Buy a Digital Business → • The Exact Steps to Buy Your First Online B... ▶️ 7 Lessons From Selling $100M in Businesses → • I Bought $100M in Businesses—Here Are the ... --- 👤 About Michael Freedman I’m Michael Freedman, founder of Digital Acquisition Club (DAC) - where entrepreneurs and investors learn how to buy profitable online businesses with minimal cash down. After advising on more than $200M in acquisitions, my mission is simple: help you escape the 9–5 and achieve financial freedom through entrepreneurship by acquisition. At DAC, you’ll find proven frameworks, due-diligence tools, and deal structures to go from first-time buyer to confident business owner. 📧 Business Inquiries:: mike@digitalacquisitionclub.com 🌐 Website: → https://digitalacquisitionclub.com/ 🔗 LinkedIn → / drmichaelpfreedman 🐦 X (Twitter) → https://x.com/DrMFreedman #BusinessAcquisition #SBALoans #BuyABusiness #Entrepreneurship #DigitalAcquisition