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In this episode, we sit down with Mike, a trusted mortgage expert with over 20 years of experience in the industry, including four years as a mortgage underwriter and a specialist in jumbo loans and home purchases. As a San Diego native, Mike brings deep local knowledge and has helped homebuyers across California successfully navigate every type of market. Mike shares his 2026 lender insights for North County San Diego, including what buyers and sellers should expect in the year ahead, current lending trends, and how to position yourself financially in a shifting market. Known for his hands-on approach and exceptional service, Mike works closely with his real estate partners and clients every step of the way—even on weekends. His ability to look at the full financial picture allows him to offer tailored loan strategies that support not just homeownership, but long-term wealth for generations. Whether you’re planning to buy, sell, or simply want to stay informed, this is a must-watch conversation. 👉 Subscribe for more local market insights and expert interviews. Michael Campos | VP of OriginPoint Mortgage Lending Michael.Campos@originpoint.com // 858.699.7751 Carly Ferry // Ferry Jones Bohnsack Team 858.231.6722 // Carly.Ferry@Compass.com Sara Jones // Ferry Jones Bohnsack Team 415.818.5789 // Sara.Jones@Compass.com #NorthCountySanDiego #SanDiegoRealEstate #SolanaBeach #Encinitas #DelMar #CoastalLiving #MortgageExpert #RealEstateMarket #HousingMarket2026 #MortgageTips #FirstTimeHomeBuyer #RealEstateTalk #LocalExperts #WealthBuilding #HomeBuyingJourney #CaliforniaRealEstate #CoastalLifestyle