Follow-Up Thoughts & Reasons A Current Homeowner May Want, Or Need, To Consider A Refinance скачать в хорошем качестве

Follow-Up Thoughts & Reasons A Current Homeowner May Want, Or Need, To Consider A Refinance

Welcome to this follow-up conversation on personal finance and home mortgage loans, the largest debt most of us ever incur in our lives. In this video, we're diving into the world of home loan refinancing. Have you ever wondered "When and why should I consider refinancing my current home loan?" Well, you're in the right place. And if you haven't, don't worry, this video is a follow-up to my first video on this topic, with my remaining thoughts and insights on "when and why" someone might consider restructuring their indebtedness on their home. Here's the link to the first video about refinancing..."when and/or why": ➡️    • When & Why Refinancing Your Home Loan May ...   If you're new to the whole business of refinancing or you're just confused about when to jump in, this straightforward, jargon-free discussion is tailored specifically for you. I take you through some variables relative to this decision, guiding you seamlessly through the complexities of home loan refinancing. Moreover, we break down the "types" of refinance categories that exist. Whether it's a rate-and-term refinance or a cash-out refinance; let us help you understand the nitty-gritty details, benefits, and potential drawbacks of each. Should I call a lender yet? One of the common puzzles faced by many people. It might sound trivial, but the timing plays a key role and we discuss some thoughtful considerations to guide you on this. This video is part of our comprehensive finance series where we focus on helping you sculpt your personal finance strategies wisely. Whether you’re a homeowner contemplating a refinance or a curious soul who loves to stay informed, stay tuned for this enlightening conversation. But don’t just take my word for it—click on that play button and start learning on your own terms. And while you're at it, don’t forget to Subscribe and hit that notification bell! We release new finance videos regularly to keep you in the loop and informed. Feel free to leave your questions and thoughts in the comments section; we’d love to hear your perspectives and experiences. Enjoy the video! #HomeLoan #Refinance #PersonalFinance #HomeOwnerTips #FinanceTips Note: This video is for educational and informational purposes, and it should not replace individualized advice from a qualified professional. Remember, knowledge is power, but informed action is where the magic happens. Enjoy your journey with personal finance! 📌 Video Highlights & Timestamps 00:00 – Introduction & purpose of today’s refinance discussion 00:45 – Important disclaimer: Why professional guidance matters 01:13 – FHA loans & how refinancing can remove mortgage insurance 03:06 – Conventional loans: Options for eliminating PMI 04:18 – Why building a relationship with your lender matters 05:29 – Breaking down the numbers: Short-term vs long-term impact 06:26 – When removing PMI may actually raise your payment 07:49 – Understanding escrow accounts and how they affect payments 11:08 – Refinancing to remove a co-borrower or partner 13:05 – Final thoughts, contact info, and how Matt can help ⬇️⬇️⬇️⬇️⬇️⬇️⬇️ If you are thinking about financing your next primary residence, investment property or vacation home in Florida, Indiana, Illinois, Michigan, Ohio, Tennessee or Georgia, we would love to help! Whether purchasing or refinancing, reach out via the options below as we can help you navigate your options, based on your needs. We welcome the opportunity to work for you! ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ 📱Call/Text: 239-940-1622 📨Email: MattPfeiffer@Leader1.com 📅Schedule A Zoom Or Phone Call: www.MeetWithMatt.us 🌐www.FloridaMoneyLender.com ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ 🌴CONSIDERING MOVING TO SW FLORIDA? Let's Chat!😎 🤔Seeking Information About What Life Is Like In SW Florida?🌴 ➡️Check Out My SW Florida Life Channel:    / @southwestflorida25   ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ 🤔Are You, Or A Younger Family Member, In Need Of Financial Literacy Education? ➡️Check Out My Money Channel:    / @livebetterfinancially101   ➡️Then Visit My Online, Video-Based Course: www.LBF101.com ** All mortgage information discussed is subject to change, as lending programs & guidelines change & evolve regularly ** We strive to empower our clients to make confident mortgage decisions through thorough education, analysis and home financing options. Matt Pfeiffer | NMLS #296861 Mortgage Loan Officer Jonathan Wells Team Member LeaderOne Financial Corporation | NMLS #12007 www.nmlsconsumeraccess.org Equal Housing Lender